Banking Notice
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Important Notice - IE 11 Degradation of Service
IE 11 is a minimally supported web browser, and most experiences will not work optimally. Microsoft is not updating IE to keep up with the latest web technologies that allow us to provide the same online banking experience as with other web browsers.
LGE will not be able to assist with any degradation to IE 11-related online banking functionality, therefore we recommend updating your IE 11 browser to Microsoft Edge, Google Chrome, Firefox or Safari, to continue enjoying the safest and best possible online banking experience.
LGE will not be able to assist with any degradation to IE 11-related online banking functionality, therefore we recommend updating your IE 11 browser to Microsoft Edge, Google Chrome, Firefox or Safari, to continue enjoying the safest and best possible online banking experience.
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- About LGE Community Credit Union
Business Fee Schedule
Savings and Money Market
Business Savings & Money Market Account Fees
| Fee Type | Fee | How to Avoid Fee | Alert Me |
|---|---|---|---|
| Inactive Savings Account (12 months of no activity) - applies to balances of $250 or less | $5 per month | Perform at least one transaction per 12 months; use other LGE products and services. | |
| Excess Savings Withdrawal | $5 each after 5 per month | Perform fewer withdrawals for larger amounts. | |
| Money Market minimum balance not met | $5 per month | Maintain required balance | |
| Money Market excessive teller withdrawals | $5 each after 5 per month | Perform fewer withdrawals for larger amounts. | |
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Checking
Business Checking Account Fees
| Minimum Balance to Open | Average Daily Balance (ADB) | Maintenance Fee1 | Dividend | Transaction Fees2 | Cash Fees | Alert Me |
|---|---|---|---|---|---|---|
| Primary Checking | Alert Me | |||||
| $100 | $2,500 | $10 effective 10/01/18 | N/A | $0.20 per item >150 effective 10/01/18 | $5 per $1,000 over $5,000/ Monthly |
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| Growth Checking | Alert Me | |||||
| $100 | $10,000 | $15 effective 10/01/18 | 0.25% | $0.20 per item >250 effective 10/01/18 | $5 per $1,000 over $5,000/ Monthly | |
| Volume Checking | Alert Me | |||||
| $100 | N/A | $15; may be offset by Earnings Credit | N/A | $0.20 per debit (check or ACH), $0.25 per credit (ACH), $0.08 per credit (check deposit), $0.20 per item >250 effective 10/01/18 | $5 per $1,000 over $5,000/ Monthly | |
| Non-Profit Checking | Alert Me | |||||
| $100 | N/A | N/A | N/A | N/A | N/A | |
Loans
Business Loan Fees
| Fee Type | Fee | How to Avoid Fee | Alert Me |
|---|---|---|---|
| Electronic Payment by Phone using debit card or bank account from another institution | $10.00 convenience fee per transaction | Use LGE Epay through our Guest Pay Portal or Enroll via Online Banking | |
| Returned Item Fee | $30 each | Verify sufficient funds in account prior to making or scheduling the payment. | |
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Account Services
Business Account Service Fees (including Savings and Checking Accounts)
| Fee Type | Fee | How to Avoid Fee | Alert Me |
|---|---|---|---|
| ATM withdrawals at non-LGE ATMs1 | $1 each | ||
| Debit/Credit Custom Cards | 1st card is free; additional and replacement card(s) $10 each | ||
| Debit/Credit Replacement Cards (Non-Custom) | $5 each | ||
| Visa International Service Assessment, no currency conversion2 | 1.0% of transaction amount | ||
| Visa International Service Assessment, with currency conversion2 | 1.0% of transaction amount | ||
| Merchant Capture (Electronic scanning and transmission of deposited checks into account from a remote location) | $45 per month | ||
| Overdraft Protection transfers from your Savings (fee applies when overdraft is created by check, ACH debit, ATM withdrawal, debit card withdrawal, or other electronic method) | $5 per occurrence | ||
| Overdraft Courtesy Pay fee | $20 per occurrence | ||
| Non-Sufficient Funds (NSF) | $20 per occurrence | ||
| Non-Sufficient Funds (NSF) for Bill Pay | $20 per occurrence plus Bill Pay cost | ||
| Check orders | Fees depend on style of check ordered (CheckProtect shipping fee and taxes apply to all check orders) | Use Online Bill Pay, debit card, credit card, ACH/automated transfers. | |
| Copies | $5 per Statement/Item | View and print statements and check images through Online Banking. | |
| Deposit Item Returned (when an item is either cashed for you or accepted for deposit to your account and is returned to us unpaid) | $15 each | Use caution when cashing or depositing negotiable items. | |
| Expedited check request (Bill Pay) | $20 each | ||
| Return Mail/Bad Address | $5 per month | Maintain current address on account through Online Banking, written, or branch notification. | |
| Stop Payment (includes Bill Pay) | $30 each | ||
| Express/Overnight Delivery | $5 plus cost | ||
| Legal processing for Levies, Garnishments, Subpoenas, etc. | $50 plus $0.25 per page for item copies (per occurrence) | ||
| Money orders/Official checks payable to 3rd party | $5 each | ||
| Research/Balancing of Account (min 1 hour) | $30 per hour | ||
| Wire Transfer - Domestic incoming | $15 each | ||
| Wire Transfer - Domestic outgoing | $20 each | ||
| Wire Transfer - International incoming | $20 each | ||
| Wire Transfer - International outgoing | USD $65; Foreign $45 | ||
| Balance Inquiry Fee | $2 each | Utilize Online or Mobile Banking, Memberline, or Balance Alerts for updated balance information. | |
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