Fee Type | Fee | How to Avoid Fee | Alert Me |
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Inactive Savings Account (12 months of no activity) - applies to balances of $250 or less | $5 per month | Perform at least one transaction per 12 months; use other LGE products and services. | |
Excess Savings Withdrawal | $5 each after 5 per month | Perform fewer withdrawals for larger amounts. | |
Money Market minimum balance not met | $5 per month | Maintain required balance | |
Money Market excessive teller withdrawals | $5 each after 5 per month | Perform fewer withdrawals for larger amounts. | |
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Minimum Balance to Open | Average Daily Balance (ADB) | Maintenance Fee1 | Dividend | Transaction Fees2 | Cash Fees | Alert Me |
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Primary Checking | Alert Me | |||||
$100 | $2,500 | $10 effective 10/01/18 | N/A | $0.20 per item >150 effective 10/01/18 | $5 per $1,000 over $5,000/ Monthly |
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Growth Checking | Alert Me | |||||
$100 | $10,000 | $15 effective 10/01/18 | 0.25% | $0.20 per item >250 effective 10/01/18 | $5 per $1,000 over $5,000/ Monthly | |
Volume Checking | Alert Me | |||||
$100 | N/A | $15; may be offset by Earnings Credit | N/A | $0.20 per debit (check or ACH), $0.25 per credit (ACH), $0.08 per credit (check deposit), $0.20 per item >250 effective 10/01/18 | $5 per $1,000 over $5,000/ Monthly | |
Non-Profit Checking | Alert Me | |||||
$100 | N/A | N/A | N/A | N/A | N/A | |
Fee Type | Fee | How to Avoid Fee | Alert Me |
---|---|---|---|
Electronic Payment by Phone using debit card or bank account from another institution | $10.00 convenience fee per transaction | Use LGE Epay through our Guest Pay Portal or Enroll via Online Banking | |
Returned Item Fee | $30 each | Verify sufficient funds in account prior to making or scheduling the payment. | |
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Fee Type | Fee | How to Avoid Fee | Alert Me |
---|---|---|---|
ATM withdrawals at non-LGE ATMs1 | $1 each | ||
Debit/Credit Custom Cards | 1st card is free; additional and replacement card(s) $10 each | ||
Debit/Credit Replacement Cards (Non-Custom) | $5 each | ||
Visa International Service Assessment, no currency conversion2 | 1.0% of transaction amount | ||
Visa International Service Assessment, with currency conversion2 | 1.0% of transaction amount | ||
Merchant Capture (Electronic scanning and transmission of deposited checks into account from a remote location) | $45 per month | ||
Overdraft Protection transfers from your Savings (fee applies when overdraft is created by check, ACH debit, ATM withdrawal, debit card withdrawal, or other electronic method) | $5 per occurrence | ||
Overdraft Courtesy Pay fee | $20 per occurrence | ||
Non-Sufficient Funds (NSF) | $20 per occurrence | ||
Non-Sufficient Funds (NSF) for Bill Pay | $20 per occurrence plus Bill Pay cost | ||
Check orders | Fees depend on style of check ordered (CheckProtect shipping fee and taxes apply to all check orders) | Use Online Bill Pay, debit card, credit card, ACH/automated transfers. | |
Copies | $5 per Statement/Item | View and print statements and check images through Online Banking. | |
Deposit Item Returned (when an item is either cashed for you or accepted for deposit to your account and is returned to us unpaid) | $15 each | Use caution when cashing or depositing negotiable items. | |
Expedited check request (Bill Pay) | $20 each | ||
Return Mail/Bad Address | $5 per month | Maintain current address on account through Online Banking, written, or branch notification. | |
Stop Payment (includes Bill Pay) | $30 each | ||
Express/Overnight Delivery | $5 plus cost | ||
Legal processing for Levies, Garnishments, Subpoenas, etc. | $50 plus $0.25 per page for item copies (per occurrence) | ||
Money orders/Official checks payable to 3rd party | $5 each | ||
Research/Balancing of Account (min 1 hour) | $30 per hour | ||
Wire Transfer - Domestic incoming | $15 each | ||
Wire Transfer - Domestic outgoing | $20 each | ||
Wire Transfer - International incoming | $20 each | ||
Wire Transfer - International outgoing | USD $65; Foreign $45 | ||
Balance Inquiry Fee | $2 each | Utilize Online or Mobile Banking, Memberline, or Balance Alerts for updated balance information. | |
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