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Table data for Personal Auto Loans (Fixed Rates)
 Effective 11/8/2024
Loan Types 48 Months APR as Low As1 66 Months APR as Low As1 75 Months APR as Low As1 84 Months APR as Low As1 Alert Me
$1,000 minimum loan amount $10,000 minimum loan amount $15,000 minimum loan amount $25,000 minimum loan amount
2022-2024 Model Year 5.20% 5.45% 5.75% 6.75%
2021 Model Year 5.70% 6.05% 6.45% 7.55%
2020 Model Year 6.30% 6.70% 7.20% N/A
2019 Model Year 6.95% 7.65% 8.40% N/A
2018 Model Year 7.60% 8.30% 9.05% N/A
2017 Model Year 8.25% 8.95% N/A N/A
2016 Model Year 8.90% 9.60% N/A N/A
Membership eligibility and base savings account that keeps a $5 minimum balance required.
Rates and terms are subject to change at any time without notice.
Payment Example $26,500 loan at 5.45% APR for 66 months, with no down payment, monthly payments including first payment after 30 days of approximately $465.59.
For an estimate of what your payment may be, click here to use our loan calculator.
  • 1APR=Annual Percentage Rate. Not all borrowers will qualify for the 'as low as' rate. All loans are subject to credit qualifications and approval. Standard underwriting including terms, Loan to Value (LTV), and conditions also apply. Other restrictions including minimum and maximum loan amounts, vehicle type, age, mileage and weight limitations may apply. Actual interest rate and APR offered may be higher depending on applicant(s) credit score, model year, terms and additional underwriting criteria. Not all applicants will qualify for the lowest rate. Up to 100% financing available for qualified applicants. 84 month options requires a credit score of 660+ for all borrowers on the loan. ↵

Table data for Boats & RVs (Fixed Rate)
 Effective 09/20/2023
48 Months APR as Low As1 60 Months APR as Low As1 72 Months APR as Low As1 96 Months APR as Low As1 144 Months APR as Low As1 Alert Me
$1,000 minimum loan amount $7,500 minimum loan amount $15,000 minimum loan amount $25,000 minimum loan amount $50,000 minimum loan amount
7.25% 7.75% 8.00% 8.50% 9.50%
Membership eligibility and base savings account that keeps a $5 minimum balance required.
Rates and terms are subject to change at any time without notice.
Payment Example $25,000 loan at 8.00% APR for 72 months, with no down payment, monthly payments including first payment after 30 days of approximately $438.40.
For an estimate of what your payment may be, Click Here To Use Our Loan Calculator.
  • 1APR=Annual Percentage Rate. Not all borrowers will qualify for the 'as low as' rate. All loans are subject to credit qualifications and approval. Standard underwriting including terms, Loan to Value (LTV), and conditions also apply. Other restrictions including minimum and maximum loan amounts, boat/RV type, age, and other conditions may apply. Actual interest rate and APR offered may be higher depending on applicant(s) credit score, model year, terms and additional underwriting criteria. Not all applicants will qualify for the lowest rate.↵

Table data for Motorcycle (Fixed Rate)
 Effective 09/20/2023
48 Months APR as Low As1 60 Months APR as Low As1 Alert Me
$1,000 minimum loan amount $10,000 minimum loan amount
7.50% 7.75%
Membership eligibiliy and base savings account that keeps a $5 minimum balance required.
Rates and terms are subject to change at any time without notice.
Payment Example $25,000 loan at 7.75% APR for 60 months, with no down payment, monthly payments including first payment after 30 days of approximately $503.99.
For an estimate of what your payment may be, Click Here To Use Our Loan Calculator.
  • 1APR=Annual Percentage Rate. Not all borrowers will qualify for the 'as low as' rate. All loans are subject to credit qualifications and approval. Standard underwriting including terms, Loan to Value (LTV), and conditions also apply. Other restrictions including minimum and maximum loan amounts, motorcycle type, age, and other conditions may apply. Actual interest rate and APR offered may be higher depending on applicant(s) credit score, model year, terms and additional underwriting criteria. Not all applicants will qualify for the lowest rate. ↵

Table data for Personal Credit Cards
 Effective 11/27/2024
Card Type Standard APR is a Variable Rate1 Introductory APR2 Cash Advance APR Cash Advance Fee Late Payment Fees Minimum Monthly Payment Alert Me
Visa Platinum3 16.31% 3.99% Introductory APR on purchases and balance transfers made during the first 180 days; rate effective first 12 months card is open 16.31% $3.00 or 3% whichever is greater, not to exceed $30.00 Up to $35.00 2% of outstanding balance or $10, whichever is greater
Visa Perks4 18.00% N/A 18.00% $3.00 or 3% whichever is greater, not to exceed $30.00 Up to $35.00 2% of outstanding balance or $10, whichever is greater
Membership eligibility and base savings account that keeps a $5 minimum balance required. Rates and terms are subject to change at any time without notice.
  • 1APR=Annual Percentage Rate. All loans are subject to credit qualifications and approval. Standard underwriting including terms and conditions also apply. Other restrictions including minimum and maximum loan amounts and other conditions may apply. ↵
  • 2The Introductory Annual Percentage Rate (APR) applies only to purchases and balance transfers made on new VISA Platinum accounts during the first 180 days. After the initial 180 days, our standard APR applies for any purchases and or balance transfers. The Introductory APR will continue to apply to the qualified transactions until your credit card account has been opened for 12 months or the balance is paid. Any remaining balance will roll into the standard APR.↵
  • 3VISA PLATINUM: Variable Rate information for VISA Platinum purchases and cash advances may vary. The APR will vary with the market based on the preceding 4 week average of the 26 Week Treasury Bill plus a margin of 16.31% Credit limits range from $2,500 to $25,000 based on the credit worthiness of the applicant(s). Method of Computing Balances for Purchases: Average Daily Balance including new purchases. Grace Period: You have 25 days after the close of a billing cycle to replay your balance for purchases before a finance charge will be imposed. Finance charges begin to accrue immediately for cash advances. This is a variable rate loan.↵
  • 4VISA PERKS: Variable Rate Information for Visa Perks purchases and cash advances may vary. The APR will vary with the market based on the preceding 4 week average of the 26 Week Treasury Bill plus a margin of 18.00%. Credit limits range from $500 to $3,500 based on the credit worthiness of the applicant(s). Method of Computing Balances for Purchases: Average Daily Balance including new purchases. Grace Period: You have 25 days after the close of a billing cycle to repay your balance for purchases before a finance charge will be imposed. Finance charges begin to accrue immediately for cash advances. This is a variable rate loan.↵

Table data for LGE Quick Cash (Variable Rate)
 Effective 11/01/2024
Minimum Amount Maximum Amount APR is a Variable Rate1 Minimum Monthly Payment Alert Me
$1,000 $25,000 12.31% APR
(0.0337) Daily Index = .05		 2.50% of outstanding balance or $10, whichever is greater
Membership eligibility and base savings account that keeps a $5 minimum balance required.
Rates and terms are subject to change at any time without notice.
  • 1APR=Annual Percentage Rate. All loans are subject to credit qualifications and approval. Standard underwriting including terms and conditions also apply. Other restrictions including minimum and maximum loan amounts and other conditions may apply. Actual interest rate and APR offered may be higher depending on applicant(s) credit score, terms and additional underwriting criteria. Not all applicants will qualify for the lowest rate. The APR will vary with the market based on the preceding 4 week average of the 26 Week Treasury Bill plus a margin of 8% This is a variable rate loan. ↵

Table data for Share Loan (Variable Rate)
 Effective 07/01/2023
24 Months APR as Low As1 36 Months APR as Low As1 60 Months APR as Low As1 96 Months APR as Low As1 Alert Me
$500 minimum loan amount $1,000 minimum loan amount $5,000 minimum loan amount $50,000 minimum loan amount
Rate is 2% above dividend rate Rate is 2% above dividend rate Rate is 2% above dividend rate Rate is 2% above dividend rate
Membership eligibility and base savings account that keeps a $5 minimum balance required.
Rates and terms are subject to change at any time without notice.
Payment Example $5,000 loan at 2.40% APR for 60 months, monthly payments including first payment after 30 days of approximately $88.53.
For an estimate of what your payment may be, Click Here To Use Our Loan Calculator.
  • 1APR=Annual Percentage Rate. Restrictions including minimum and maximum loan amounts and other conditions may apply. APR is based on the savings dividend rate plus a margin of 2%. This is a variable rate loan. ↵

Table data for Signature Loan (Fixed Rate)
 Effective 09/20/2023
36 Months APR as Low As1 48 Months APR as Low As1 60 Months APR as Low As1 Alert Me
$1,000 minimum loan amount $5,000 minimum loan amount $10,000 minimum loan amount
10.00% 10.25% 10.75%
Membership eligibility and base savings account that keeps a $5 minimum balance required.
Rates and terms are subject to change at any time without notice.
Payment Example $5,000 loan at 10.25% APR for 48 months, monthly payments including first payment after 30 days of approximately $127.43.
For an estimate of what your payment may be, Click Here To Use Our Loan Calculator.
  • 1APR=Annual Percentage Rate. Not all borrowers will qualify for the 'as low as' rate. All loans are subject to credit qualifications and approval. Standard underwriting including terms and conditions also apply. Other restrictions including minimum and maximum loan amounts and other conditions may apply. Actual interest rate and APR offered may be higher depending on applicant(s) credit score, terms and additional underwriting criteria. Not all applicants will qualify for the lowest rate. ↵

Table data for Business Credit Card
 Rates Effective 19/27/2024
APR1 Cash Advance Fees Late Payment Fees Alert Me
Business Platinum 16.45% $3.00 or 3% whichever is greater, not to exceed $30.00 $35 Receive a notification when this rate changes
3.99% introductory APR on purchases and balance transfers made during first 180 days; rate effective first 12 months card is open2 Receive a notification when this rate changes
16.45% on cash advances. Receive a notification when this rate changes
  • 1APR = Annual Percentage Rate.
    Variable Rate Information for Platinum: Purchases and Cash Advances - APR may vary. The rate is determined by the preceding four-week average of the 26-week Treasury Bill rate, plus up to twelve percentage points.
    Grace Period: You have 25 days after the close of a billing cycle to repay your balance for purchases before a finance charge on purchases will be imposed.
    Method of Computing the Balance for Purchases: Average daily balance (including new purchases).
    Minimum Monthly Payment for all credit cards: 2%, minimum $10↵
  • 2The Introductory Annual Percentage Rate (APR) applies only to purchases and balance transfers made on new Visa Platinum accounts during the first 180 days. After the initial 180 days, our Standard APR applies for any purchases and or balance transfers. The Introductory APR will continue to apply to the qualified transactions until your credit card account has been opened for 12 months or the balance is paid. Any remaining balance will roll into the Standard APR.↵

If you need additional information about LGE accounts or other services, call our Contact Center at 1-770-424-0060. Check out more rates online at LGEccu.org.