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30 yr Fixed Rate Reset Mortgage
Mortgages
Fixed-Rate Mortgage Loans
With no prepayment penalty, you can make extra payments monthly or pay off the loan early. No problem.
- Some of the best rates, favorable terms, and low costs
- Flexible products designed with you in mind, including cash-out refinance up to 90% LTV
- Available for primary residence and qualifying second/vacation homes1
- Possible tax deductions2
- Multiple terms available
- Purchase, cash-out refinance, or no cash-out refinance
- No prepayment penalties if you decide to pay off early
- Pre-approval to give you purchasing power
Adjustable-Rate Mortgage Loan
An adjustable-rate mortgage (ARM) may offer an initial interest rate that is lower than that of a fixed-rate loan. Let’s talk about whether an ARM would be a perfect solution in your situation.
- Some of the best rates around
- Available for primary residence and qualifying second/vacation homes2
- Flexible terms available – longer periods and lower caps between possible rate changes eliminates your risk of payment shock
- Purchase, cash-out refinance, or no cash-out refinance
- No prepayment penalties if you decide to pay off early
- Favorable terms and low costs
- Possible tax deductions3
- Pre-approval to give you purchasing power
Rate Reset Mortgage Loan
Initiate mortgage interest rate changes with the click of a button.
Enjoy greater economic security with a Rate Reset Mortgage Loan.
- No new appraisal, underwriting, credit check, or additional paperwork needed
- No mortgage refinance needed, which means no new closing costs or points
- After you lower your rate, your remaining loan term stays the same - there's no new loan!
- After the initial 12 months, you can lower your rate as often as every year (up to 5 times throughout the life of your mortgage)
- You must wait 12 months after closing your mortgage before the first opportunity to lower your rate
- Your loan must be current (with no late payments in the past 12 months)
- To lower your rate, the new rate must reduce your current rate by at least 0.25%.
- A modification fee may apply
Future-proof your mortgage with Rate Reset Mortgage Loans from LGE!
Community Partners & Heroes Mortgage Loans
LGE is proud to serve those who tirelessly serve our communities.
The Community Partners & Heroes Mortgage Loan Program offers exclusive benefits like a reduced 0.5% origination fee, flexible pricing options, and up to 100% financing to:
- Educators
- Law Enforcement Officers
- Firefighters
- First Responders
- Healthcare Workers
- Active-Duty Service Members
- Veterans
- Essential Workers
HomeAdvantage® Real Estate Services
Search, buy, sell, and save on your next real estate transaction.
Use HomeAdvantage® to find the home of your dreams, sell your existing home, research the market, connect with a top local agent, and save money at closing. All this is available to you at no cost, so enroll today!
- Earn Cash Rewards
- Research the Market
- Find an Experienced Real Estate Agent
- Find Your Dream Home