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Business Rates

Table data for Business Accounts
 Rates Effective 4/1/2025
Minimum Balance Rate APY Alert Me
Business / Business Secondary Savings $100 0.250% 0.25% Receive a notification when this rate changes
$25,000 0.499% 0.50% Receive a notification when this rate changes
$100,000 0.747% 0.75% Receive a notification when this rate changes
Free Business Checking1 $0.01 Average Daily Balance 0.499% 0.50% Receive a notification when this rate changes
Growth Business Checking2 $10,000 Average Daily Balance 0.247% 0.25% Receive a notification when this rate changes
Volume Business Checking3 Earning Credit available N/A N/A Receive a notification when this rate changes
Non-Profit Checking N/A N/A N/A Receive a notification when this rate changes
Money Market4 $2,500 0.747% 0.75% Receive a notification when this rate changes
$10,000.01 0.996% 1.00% Receive a notification when this rate changes
$25,000.01 1.243% 1.25% Receive a notification when this rate changes
$50,000.01 1.243% 1.25% Receive a notification when this rate changes
$100,000.01 1.736% 1.75% Receive a notification when this rate changes
$250,000.01 1.736% 1.75% Receive a notification when this rate changes
$500,000.01 1.736% 1.75% Receive a notification when this rate changes
APY = Annual Percentage Yield. Fees can reduce earnings on accounts. Dividends on savings, money market accounts, and checking accounts are variable and are subject to change after the account is opened. Dividends are compounded monthly on all deposit accounts, unless elected to transfer or withdraw dividends prior to compounding.
  • 1No monthly maintenance fees. Examples of fees that are not maintenance or activity fees that still apply include: check printing fees, balance inquiry fees, stop-payment fees and fees associated with checks returned unpaid or paid into overdraft, fees assessed against a dormant account, fees for ATM or electronic transfer services (such as preauthorized transfers or home banking services) not required to obtain an account. Not all businesses will qualify. Excess cash transactions, for example $10,000 in deposits or withdrawals, may result in the account being disqualified. You may be asked to close the account or transfer to another account type.↵
  • 2If Average Daily Balance falls below $10,000 the monthly maintenance fee is assessed. Refer to the LGE Business Accounts Schedule of Fees for more information.↵
  • 3Earnings credits are calculated by applying the Growth Business Checking rate to the average daily balance of the account.↵
  • 4If the average daily balance falls below $2,500 for the dividend period, it will become a non-dividend bearing account. You must maintain the minimum daily balance amount of $2,500 in your account to avoid a fee as stated in our Fee Schedule.↵
Table data for Business Certificates / CDs
 Rates Effective 4/18/2025
Term Minimum Balance Rate APY Early Withdrawal Penalty Alert Me
6 Months1 $1,000 3.344% 3.40% 90 Days Dividends Receive a notification when this rate changes
$100,000 3.450% 3.51% 90 Days Dividends Receive a notification when this rate changes
$250,000 3.450% 3.51% 90 Days Dividends Receive a notification when this rate changes
12 Months1 $1,000 3.150% 3.20% 90 Days Dividends Receive a notification when this rate changes
$100,000 3.256% 3.31% 90 Days Dividends Receive a notification when this rate changes
$250,000 3.256% 3.31% 90 Days Dividends Receive a notification when this rate changes
18 Months1 $1,000 3.101% 3.15% 90 Days Dividends Receive a notification when this rate changes
$100,000 3.208% 3.26% 90 Days Dividends Receive a notification when this rate changes
$250,000 3.208% 3.26% 90 Days Dividends Receive a notification when this rate changes
24 Months1 $1,000 3.052% 3.10% 180 Days Dividends Receive a notification when this rate changes
$100,000 3.159% 3.21% 180 Days Dividends Receive a notification when this rate changes
$250,000 3.159% 3.21% 180 Days Dividends Receive a notification when this rate changes
36 Months1 $1,000 3.052% 3.10% 270 Days Dividends Receive a notification when this rate changes
$100,000 3.159% 3.21% 270 Days Dividends Receive a notification when this rate changes
$250,000 3.159% 3.21% 270 Days Dividends Receive a notification when this rate changes
48 Months1 $1,000 3.198% 3.25% 360 Days Dividends Receive a notification when this rate changes
$100,000 3.305% 3.36% 360 Days Dividends Receive a notification when this rate changes
$250,000 3.305% 3.36% 360 Days Dividends Receive a notification when this rate changes
60 Months1 $1,000 3.247% 3.30% 450 Days Dividends Receive a notification when this rate changes
$100,000 3.353% 3.41% 450 Days Dividends Receive a notification when this rate changes
$250,000 3.353% 3.41% 450 Days Dividends Receive a notification when this rate changes
33 Month Bump Rate Certificate2 $1,000 3.101% 3.15% 270 Days Dividends Receive a notification when this rate changes
$100,000 3.208% 3.26% 270 Days Dividends Receive a notification when this rate changes
$250,000 3.208% 3.26% 270 Days Dividends Receive a notification when this rate changes
55 Month Bump Rate Certificate2 $1,000 3.247% 3.30% 450 Days Dividends Receive a notification when this rate changes
$100,000 3.353% 3.41% 450 Days Dividends Receive a notification when this rate changes
$250,000 3.353% 3.41% 450 Days Dividends Receive a notification when this rate changes
APY = Annual Percentage Yield. Rates and APY are subject to change without notice.
  • 1The minimum opening deposit amount for all certificates starts at $1,000.00.↵
  • 2IRAs are not eligible for Bump Rate Certificates. Bump Rate Certificates cannot be used as collateral on a Certificate Secured Loan. Dividends are compounded monthly on all deposit accounts, unless elected to transfer or withdraw dividends prior to compounding.↵
Table data for Business Credit Card
 Rates Effective 03/27/2025
APR1 Cash Advance Fees Late Payment Fees Alert Me
Business Platinum 16.19% $3.00 or 3% whichever is greater, not to exceed $30.00 $35 Receive a notification when this rate changes
3.99% introductory APR on purchases and balance transfers made during first 180 days; rate effective first 12 months card is open2 Receive a notification when this rate changes
16.19% on cash advances. Receive a notification when this rate changes
  • 1APR = Annual Percentage Rate.
    Variable Rate Information for Platinum: Purchases and Cash Advances - APR may vary. The rate is determined by the preceding four-week average of the 26-week Treasury Bill rate, plus up to twelve percentage points.
    Grace Period: You have 25 days after the close of a billing cycle to repay your balance for purchases before a finance charge on purchases will be imposed.
    Method of Computing the Balance for Purchases: Average daily balance (including new purchases).
    Minimum Monthly Payment for all credit cards: 2%, minimum $10↵
  • 2The Introductory Annual Percentage Rate (APR) applies only to purchases and balance transfers made on new Visa Platinum accounts during the first 180 days. After the initial 180 days, our Standard APR applies for any purchases and or balance transfers. The Introductory APR will continue to apply to the qualified transactions until your credit card account has been opened for 12 months or the balance is paid. Any remaining balance will roll into the Standard APR.↵

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